GenieCard Platinum bridges the gap between traditional banking, internet commerce, digital currencies and the cash economy.

Get the widest reaching payment system available with the narrowest risk imaginable - a prepaid Visa Debit card for the age of internet banking and digital currency.

Why buy an old-fashioned prepaid debit card, load money onto the card at some inconvenient place, and then let that moneysit there uselessly until youspend it?

Instead, get the GenieCard Platinum! Genie Platinum is a prepaid Visa debit card that comes with its own virtual checking account plus a reloadable GiftCard! GenieCard Platinum offers the best of both worlds:the worldwide power of a Visa Card that can be loaded at over 100,000 locations nationwide;and GenieChecking, a virtual checking account, accessible from any internet enabled device, that letsyou e-mail a check to anyone − including yourselfwith absolutely no risk of overdraft, forgery, or any of the other hazardsof an old-style checking account. The Genie Gift Card is a closed loop card enabling you to make payments to other members using only your cell phone number and your required text message approvals.

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  • NO credit check
  • NO employment verification
  • NO bank account needed
  • FDIC Insurance of $250,000 per GenieCard
  • Load your GenieCard with up to $5,000 per day
  • Over 100,000 Loading Stations Nationwide
  • Each GenieCard includes its own unique ABA Routing and Account Number for ACH Deposits

The GenieCard has been issued to you by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank - 2014. The Program Manager for the GenieCard is PAL Card Minnesota, LLC. By using the GenieCard you agree with the Terms and Conditions of the Cardholder Agreement and fee schedule, if any. The GenieCard is nontransferable, and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law.

*The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You will be asked to provide your name, address, date of birth, and Social Security Number which will allow us to identify you. "100% Approval" and "No one is Turned Down" is contingent upon successfully passing this mandatory identification confirmation.

**Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically.

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