ENROLL
  • Enroll for your new GenieCard Prepaid Visa Debit Card
  • Pick the plan that works best for you, your Virtual GenieCard should arrive via email within 3 minutes.
  • Expect your personalized card in the mail in about 7 to 10 days
ACTIVATE
  • Once you receive your new card, activate it at https://geniecard.com/activate.
  • Set your PIN and you’re ready to start loading funds to your card.
  • Add to your favorite mobile wallet (Apple Pay, Google Pay or Samsung Pay)
LOAD FUNDS
  • Set up Direct Deposit.
  • Transfer funds from a traditional bank account via ACH.
  • Send money from MoneyGram, Western Union or Visa ReadyLink.
  • Link your GenieCard to PayPal or Venmo.
  • Load cash at thousands of retail locations across the country!
FIND A LOCATION

LOADING FUNDS IS EASY

Choose one of several ways to add funds to your GenieCard PrePaid Visa Card:

  • Direct Deposit your paycheck right to your GenieCard. We accept paychecks, tax refunds, social security, government checks and more.
  • Transfer Funds from PayPal, Venmo or a bank account via ACH.
  • Send Money to your GenieCard with MoneyGram, Western Union or Visa ReadyLink.
  • Load Cash to your GenieCard at one of thousands of retailers (Walmart, CVS, Walgreens and more) or at any GenieCard retail load location.

brand

How It’s Used

Bank

ALTERNATIVE BANK SOLUTION

No credit checks or overdraft fees! GenieCard Platinum Prepaid Visa Card is a better way to save, manage and spend your money compared to traditional banks.

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wallet

MOBILE WALLET

Add your GenieCard to Apple Pay, Google Pay and Samsung Pay and use your card on your mobile device to make transactions.

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Security

SECURITY & PROTECTION

Rest Easy with Visa Zero Liability Protection & FDIC Insured Funds.

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Other Great Features

COMPANION CARDS

  • Sub-cards or Companion Cards are created under your Primary Card.
  • You have full access to check balances, review transactions, load and retrieve funds.
  • Great for budgeting, allowances and more!
  • * Coming Soon

TRANSFER MONEY

  • Transfer money to another GenieCard cardholder instantly or your Companion Cards and funds are available right away with no waiting
  • Move your money easily with your online account or GenieCard app

TEXT & E-MAIL ALERTS

  • Free E-mail and Free Text messages to alert every time you make a purchase or load, including your companion sub-cards.

GET CASH AT YOUR ATM

  • Use anywhere Visa is accepted Get access to your cash
  • anywhere Visa is accepted Find retail locations & ATM’s
  • here

PAY BILLS

  • At your favorite restaurant or retail store
  • Use it anywhere Visa is accepted (millions across the world)

ONLINE PURCHASES

  • Safe and secure way to protect your identity
  • Fraud protection for everyday purchasing
  • Visa Zero Liability Policy
  • Protect traditional bank account information

BILL PAY DONE EASILY

  • Manage and pay your bills
  • Set up payments
  • Pay multiple bills at the same time
  • Your payment history at your fingertips
  • No waiting or standing in line!

REPLACEMENT CARDS

  • Order a Virtual GenieCard Online which can be emailed to you within 3 minutes.
  • With your Virtual Genie Visa Card you can shop Online or by phone anywhere Visa is accepted.
  • Log in to replace your Personalized GenieCard online, click on Replace your GenieCard and you will receive a new GenieCard in the mail within 7 to 10 days.

GENIE GIFTCARDS

  • Reloadable GiftCard - Stored Value
  • Closed-Loop Payments - P2P
  • Open-Loop Payments

The GenieCard has been issued to you by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank - 2014. The Program Manager for the GenieCard is PAL Card Minnesota, LLC. By using the GenieCard you agree with the Terms and Conditions of the Cardholder Agreement and fee schedule, if any. The GenieCard is nontransferable, and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law.

* *The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You will be asked to provide your name, address, date of birth, and Social Security Number which will allow us to identify you. "100% Approval" and "No one is Turned Down" is contingent upon successfully passing this mandatory identification confirmation.

**Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically.