Online applicants can receive and get access to their funds in minutes. After enrollment, the customer will receive an email with information about their Genie Virtual GenieCard account.
Receive your Virtual GenieCard right on your cell phone, at home or when at a store, in just a couple of minutes. You can use your Virtual GenieCard instantly, and you will also receive your persolanized GenieCard Platinum in the mail within 5 -7 days.
NO credit check. NO employment verification. NO bank account needed. GenieCard is a better way to save, manage, and spend your money.
Get paid up to 2 days faster.
Setup is fast and easy.
Rest Easy with Zero Liability
Protection & FDIC Insured.
Transfer funds to friends & family and to any other GenieCard or GenieChecking account, using your GenieCard, a GenieCheck via email, or your Cell Phone number.
Check your balance track Purchases and loads.
Transfer funds to friends & family and to any other GenieCard or GenieChecking account, via email, or cell phone number.
Deposit a check, transfer from your bank account, or load funds trough one of our third-party providers.
Find ATMs and retail locations near you.
Reset your password or access FAQ’s and Customer Support.
Signup for your GenieCard Today
The GenieCard has been issued to you by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank - 2014. The Program Manager for the GenieCard is PAL Card Minnesota, LLC. By using the GenieCard you agree with the Terms and Conditions of the Cardholder Agreement and fee schedule, if any. The GenieCard is nontransferable, and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law.
*The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You will be asked to provide your name, address, date of birth, and Social Security Number which will allow us to identify you. "100% Approval" and "No one is Turned Down" is contingent upon successfully passing this mandatory identification confirmation.
**Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically.